TERMS OF SERVICE

• Does not represent equity, shares, ownership, partnership interests, or voting rights
• Does not represent debt, a loan, or capital contribution
• Does not grant rights to revenue share, profit share, dividends, or distributions
• Is not intended to constitute securities in any jurisdiction

Nothing on the Platform constitutes an offer to sell securities.

Voyager does not guarantee listing, liquidity, transferability, or future utility of the Token.

• You are at least 18 years old
• You have full legal capacity
• You are not located in, organized in, or a resident of a jurisdiction where digital asset usage is prohibited
• You are not subject to sanctions administered by OFAC, the United Nations, the European Union, or any other governmental authority
• You are not acting on behalf of a sanctioned or restricted person

Voyager reserves the right to implement geo-blocking, IP restrictions, or other compliance controls.

Voyager may request identity verification or additional documentation at any time.

• Funds used to acquire Tokens are not derived from criminal or unlawful activity
• You are not using the Platform to facilitate money laundering, terrorist financing, or sanctions evasion
• You will comply with all applicable AML and sanctions laws

Voyager reserves the right to:

• Freeze access
• Refuse transactions
• Report suspicious activity to authorities
• Cooperate fully with law enforcement

Voyager is not liable for losses resulting from compliance-related restrictions.

• A broker
• An exchange (unless expressly stated)
• An investment advisor
• A fiduciary
• A custodian (unless expressly stated in a separate agreement)

You are solely responsible for evaluating the risks of acquiring or using Tokens.

• Complete loss of value
• Extreme volatility
• Smart contract vulnerabilities
• Blockchain network failures
• Cybersecurity breaches
• Private key loss
• Regulatory enforcement
• Exchange delisting
• Liquidity risk
• Technology obsolescence

You acknowledge that you may lose the entire value of Tokens acquired.

Voyager does not guarantee value, liquidity, price stability, or continued functionality.

You acknowledge and agree:

• Blockchain transactions are irreversible
• Smart contracts may contain vulnerabilities
• Network congestion may delay transactions
• Forks may impact Token functionality

Voyager shall not be liable for:

• Bugs or exploits
• Miner or validator behavior
• Blockchain reorgs
• Third-party protocol failures

Use of smart contracts is at your own risk.

Voyager does not control, access, or recover private keys.

If you self-custody Tokens:

• You are solely responsible for wallet security
• Loss of private keys may result in permanent loss
• Voyager cannot reverse blockchain transactions

If Voyager later provides custodial services, such services will be governed by a separate agreement.

Voyager does not guarantee uninterrupted access.

We may:

• Suspend services
• Modify functionality
• Discontinue features
• Restrict access

Voyager is not liable for downtime or service interruptions.

You agree not to:

• Engage in market manipulation
• Use the Platform for illegal activity
• Circumvent security measures
• Attempt to reverse engineer smart contracts
• Interfere with infrastructure
• Engage in wash trading or spoofing
• Misrepresent identity

Violation may result in termination and legal action.

Voyager may suspend or terminate access at any time, with or without notice.

Termination does not relieve you of obligations incurred prior to termination.

Voyager may retain records for compliance purposes.

THE PLATFORM AND TOKEN ARE PROVIDED “AS IS” AND “AS AVAILABLE.”

VOYAGER DISCLAIMS ALL WARRANTIES, INCLUDING:

• MERCHANTABILITY
• FITNESS FOR A PARTICULAR PURPOSE
• NON-INFRINGEMENT
• CONTINUOUS AVAILABILITY

Voyager makes no guarantees regarding Token value or platform performance.

12. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

VOYAGER SHALL NOT BE LIABLE FOR:

• INDIRECT DAMAGES
• CONSEQUENTIAL DAMAGES
• LOST PROFITS
• DATA LOSS
• BUSINESS INTERRUPTION

Voyager’s total aggregate liability shall not exceed the greater of:

• (a) The amount you paid to Voyager in the preceding 12 months; or
• (b) USD $100.

13. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless Voyager, its affiliates, officers, directors, employees, and contractors from any claims, damages, losses, liabilities, and expenses arising out of:

• Your use of the Platform
• Your violation of these Terms
• Your violation of applicable law
• Your breach of representations

Voyager may assume exclusive defense of any claim at your expense.

14. FORCE MAJEURE

Voyager shall not be liable for delays or failure to perform due to events beyond its reasonable control, including:

• Regulatory action
• Governmental orders
• Blockchain network failures
• Cyber attacks
• Natural disasters
• War
• Infrastructure outages

15. GOVERNING LAW AND DISPUTE RESOLUTION

These Terms shall be governed by the laws of Seychelles, without regard to conflict of law principles.

Any dispute shall be resolved exclusively through binding arbitration administered by the Singapore International Arbitration Centre (SIAC) under its rules.

Arbitration shall:

• Be conducted in English
• Be confidential
• Be conducted by a single arbitrator
• Take place in Singapore

Judgment on the award may be entered in any court of competent jurisdiction.

16. CLASS ACTION WAIVER

You agree that any dispute shall be brought solely in your individual capacity and not as part of:

• A class action
• A collective action
• A representative action

You waive any right to participate in class proceedings.

17. MODIFICATIONS TO TERMS

Voyager may modify these Terms at any time.

Continued use of the Platform constitutes acceptance of modified Terms.

18. SEVERABILITY

If any provision is found unenforceable, the remaining provisions remain in full force.

19. ENTIRE AGREEMENT

These Terms, together with the Privacy Policy and any applicable addenda, constitute the entire agreement between you and Voyager.

If you would like next-level hardening, we can:

• Add a Token Sale / Presale Specific Addendum
• Add a Future Exchange Services Addendum
• Add a DAO governance disclaimer
• Add explicit securities-law risk acknowledgment language
• Add U.S.-specific disclaimers
• Add tax gross-up protections
• Add IP indemnity carveouts

Tell me how aggressive you want to go. add one for the token presale

Below is a Token Presale Addendum drafted to plug directly into your enterprise-grade Terms of Service.

This is structured to protect Voyager against:

• Securities claims
• Refund demands
• Delivery timing disputes
• Token generation delays
• Listing expectations
• Regulatory intervention
• Market value claims
• Force majeure during presale
• Vesting disputes
• Jurisdictional exposure

You can insert this as:

“Addendum A – Token Presale Terms” and incorporate by reference into your main Terms.

ADDENDUM A – TOKEN PRESALE TERMS

This Token Presale Addendum (“Presale Addendum”) governs your participation in any presale, private sale, early access sale, or similar distribution of the V token (“Presale”).

By participating in the Presale, you expressly agree to this Presale Addendum in addition to the main Terms of Service. In the event of conflict, this Presale Addendum controls with respect to the Presale.

1. NO OFFER OF SECURITIES

The Presale is not an offer of securities, shares, investment contracts, or financial instruments.

The V token:

• Is a digital utility token
• Does not represent equity or ownership
• Does not grant governance rights unless explicitly described
• Does not provide dividends or profit rights

You acknowledge that you are acquiring Tokens for utility use within the Voyager ecosystem and not for speculative investment purposes.

2. ELIGIBILITY FOR PRESALE

You represent and warrant that:

• You are legally permitted to acquire digital utility tokens in your jurisdiction
• Your participation does not violate local securities or financial laws
• You are not a restricted or sanctioned person
• You are not participating on behalf of a restricted person

Voyager reserves the right to:

• Reject participation
• Cancel allocations
• Conduct KYC or enhanced due diligence
• Refuse delivery of Tokens at its sole discretion.

3. NO GUARANTEE OF TOKEN GENERATION EVENT (TGE)

Voyager does not guarantee:

• That a Token Generation Event will occur
• That Tokens will be issued by any specific date
• That the Platform will launch
• That Tokens will be usable immediately

If regulatory, technical, market, or business conditions require modification, delay, or cancellation of the Presale or TGE, Voyager shall not be liable.

4. NO REFUNDS

All Presale contributions are final.

You acknowledge and agree:

• Contributions are non-refundable
• You are not entitled to rescission
• Blockchain transfers cannot be reversed

Voyager has no obligation to provide refunds, except where required by applicable law.

5. TOKEN DELIVERY AND VESTING

If Tokens are subject to vesting, lockups, or staged release:

• Delivery schedules are estimates only
• Smart contract vesting controls distribution
• Voyager may adjust schedules for compliance or technical reasons

You agree that vesting mechanics implemented in smart contracts shall govern distribution.

6. NO EXPECTATION OF PROFIT

You acknowledge:

• There is no guarantee of Token appreciation
• Tokens may have no market value
• Tokens may never be listed
• Secondary markets may not develop

You assume all market risk.

7. MARKET AND LISTING DISCLAIMER

Voyager does not guarantee:

• Exchange listings
• Liquidity
• Trading volume
• Price support

Voyager shall not be responsible for:

• Market volatility
• Third-party exchange actions
• Token price fluctuations

8. TAX RESPONSIBILITY

You are solely responsible for determining:

• Tax consequences of participation
• Reporting obligations
• Payment of taxes

Voyager shall not provide tax advice.

You agree to indemnify Voyager for tax liabilities arising from your participation.

9. REGULATORY RISK ACKNOWLEDGEMENT

You acknowledge that:

• Governments may classify Tokens differently in the future
• Regulatory action may impact Token usability
• Tokens may become restricted in certain jurisdictions

Voyager is not responsible for regulatory outcomes.

10. REPRESENTATIONS AND WARRANTIES

By participating in the Presale, you represent and warrant that:

• You have conducted independent due diligence
• You understand blockchain technology
• You understand smart contract risks
• You can afford to lose the entire amount contributed
• You are not relying on Voyager for investment advice

11. LIMITATION OF LIABILITY

To the maximum extent permitted by law:

Voyager shall not be liable for:

• Failure of TGE
• Delay in Token delivery
• Market losses
• Regulatory changes
• Smart contract vulnerabilities

Voyager’s aggregate liability relating to the Presale shall not exceed the amount contributed by you.

12. INDEMNIFICATION FOR PRESALE CLAIMS

You agree to indemnify and hold Voyager harmless from any claims arising from:

• Your participation in the Presale
• Misrepresentations made by you
• Violations of securities laws in your jurisdiction
• Resale of Tokens in violation of applicable law

13. FORCE MAJEURE DURING PRESALE

Voyager shall not be liable for delay or cancellation due to:

• Regulatory intervention
• Government restrictions
• Blockchain failures
• Cyber attacks
• Market collapse
• Infrastructure outages

Voyager may modify or suspend the Presale if necessary.

14. WAIVER OF CLASS ACTION FOR PRESALE

All disputes relating to the Presale shall be resolved individually.

You waive the right to:

• Participate in class actions
• Join collective proceedings
• Bring representative claims

15. ARBITRATION

Any dispute arising from the Presale shall be resolved exclusively under the arbitration clause contained in the main Terms of Service.

16. ACKNOWLEDGEMENT OF SPECULATIVE NATURE

You expressly acknowledge that participation in a token presale is speculative, high-risk, and may result in total loss.

You confirm that you:

• Understand the risks
• Have sought independent advice if necessary
• Are not relying on forward-looking statements